What You Need to Know Before Medicare’s Annual Election Period Begins October is here, and that means Medicare’s Annual Election Period is just around the corner. But this year, there is something especially important I want every Medicare beneficiary to know: A number of Medicare Advantage plans will not be available in 2027.  

  What Medicare Could Cost You in 2027 As we begin looking ahead to 2027, one of the first questions many Medicare beneficiaries will have is:   “How much will Medicare cost me next year?” The final 2027 Medicare Part A and Part B costs have not yet been officially announced by the Centers for

Understanding the 2025 Atorvastatin Recall and What It Means for You If you take a cholesterol-lowering medication such as atorvastatin (the generic version of Lipitor), you may have seen recent news about a nationwide recall announced in late October 2025. The recall affects certain batches of the drug distributed by Ascend Laboratories, after the tablets

How Timing, Spousal Benefits, and Planning Can Maximize Lifetime Income For most Americans, Social Security forms the foundation of retirement income. When to claim benefits — and how — can make a meaningful difference in your financial comfort and security over the years ahead. Let’s look at how the timing of your claim affects your

  Can You Time Interest Rates When Buying an Annuity? It’s one of the most common questions I hear: “Should I wait until interest rates go higher?” It’s a reasonable question. But here’s the truth: Rates matter, but retirement-income success depends on much more than catching a particular interest-rate moment—and waiting to time that moment

  The word hospice can bring up a lot of emotions—and also a lot of questions.   One of the most important questions is:   What happens to your Medicare coverage when you choose hospice care?   Many people assume that entering hospice means giving up their existing Medicare insurance or that all medical care

Understanding the 2026 Cost-of-Living Adjustment (COLA) Beginning in January 2026, approximately 72.5 million Americans who receive Social Security or Supplemental Security Income (SSI) received a 2.8% increase in their monthly payments. This adjustment—known as the Cost-of-Living Adjustment (COLA)—is designed to help offset inflation and preserve the purchasing power of your retirement income. What This Means

What 2026 Medicare Changes  Actually Mean for You Over the past year, many Medicare clients have shared similar concerns: If you’ve felt this way, you are not alone. Medicare rules and insurance plan structures change every year. Some changes look helpful on paper. Others change how costs show up in real life — especially at

For years, most of us have been taught a familiar approach to retirement: Work hard. Save consistently. Contribute to retirement accounts. Invest for the future. When retirement arrives, how much of what you’ve prepared for your future will actually be yours to spend? Taxes, inflation, and market volatility can all have an impact on the

Do You Know When You Can Make Changes to Your Medicare Coverage? One of the most common questions I receive throughout the year is: “When am I actually allowed to make changes to my Medicare insurance?” The answer surprises many people. While certain enrollment opportunities occur during specific times of the year, others are available